When you login to upload your website, you need to make sure there is a folder called public_html. This is the folder where your website will reside on our server. If this folder is not there, your publishing software should have the ability to create it. Look for something called “Create Directory”, “Create Folder”, “New Folder” or something similar.
Your default document needs to be named index.html. A default document is what comes up when no page is specified.
http://users.cot.net/~yourusername/ vs. http://users.cot.net/~yourusername/index.html
The former would look to the default document for display. If someone browses to your site using the former syntax and you don’t have an “index.html” document, the user will receive an error page.